:root{
    --navy:#0C2818;
    --navy-2:#1A3F2A;
    --navy-3:#2D6A4F;
    --green:#52B788;
    --green-deep:#2D6A4F;
    --green-tint:#E8F5E9;
    --gold:#D4943A;
    --mist:#F4F8F5;
    --ink:#333638;
    --muted:#686D73;
    --line:#E5E7EB;
    --white:#FFFFFF;
    --radius:14px;
    --shadow:0 10px 30px rgba(12,40,24,.10);
  }
  *{margin:0;padding:0;box-sizing:border-box}
  html{scroll-behavior:smooth}
  @media (prefers-reduced-motion: reduce){
    html{scroll-behavior:auto}
    *,*::before,*::after{animation:none!important;transition:none!important}
  }
  body{
    font-family:'Sora',system-ui,sans-serif;
    color:var(--ink);
    background:var(--white);
    line-height:1.65;
    font-size:16.5px;
  }
  h1,h2,h3,.display{font-family:'Sora',sans-serif;color:var(--navy);line-height:1.12;letter-spacing:-.01em}
  h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:700}
  h2{font-size:clamp(1.6rem,3.2vw,2.3rem);font-weight:700;margin-bottom:.55em}
  h3{font-size:1.22rem;font-weight:600;margin-bottom:.4em}
  p{margin-bottom:1em}
  a{color:var(--green-deep)}
  .wrap{max-width:1120px;margin:0 auto;padding:0 24px}
  .eyebrow{
    display:inline-block;font-family:'Sora';font-size:.74rem;font-weight:700;
    letter-spacing:.16em;text-transform:uppercase;color:var(--green);margin-bottom:14px;
  }
  .eyebrow.on-dark{color:#85D18E}
  .btn{
    display:inline-block;font-weight:600;font-size:1rem;text-decoration:none;
    padding:14px 26px;border-radius:999px;transition:transform .15s ease, box-shadow .15s ease;
    cursor:pointer;border:0;
  }
  .btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
  .btn-green{background:var(--green);color:#fff}
  .btn-green:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(93,194,104,.35)}
  .btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.45)}
  .btn-ghost:hover{border-color:#fff}
  .btn-navy{background:var(--navy);color:#fff}
  .btn-navy:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(12,40,24,.3)}

  /* ---------- header ---------- */
  header{
    position:sticky;top:0;z-index:50;background:rgba(12,40,24,.96);
    backdrop-filter:blur(8px);border-bottom:1px solid rgba(255,255,255,.08);
  }
  .nav{display:flex;align-items:center;justify-content:space-between;height:68px}
  .logo-img{height:30px;width:auto;display:block}
  .learn-badge{
    font-size:.68rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
    color:#00106A;background:#85D18E;border-radius:6px;padding:3px 9px;margin-left:10px;
  }
  .wordmark{display:flex;align-items:center;gap:2px;text-decoration:none}
  .wordmark .learn{font-family:'Sora',sans-serif;font-weight:500;font-style:italic;color:#85D18E;font-size:1.35rem}
  .wordmark .finli{font-family:'Sora',sans-serif;font-weight:700;color:#fff;font-size:1.5rem;letter-spacing:.01em}
  .wordmark .dot{color:#85D18E;font-size:1.5rem;font-family:'Sora',sans-serif;font-weight:700}
  .nav-links{display:flex;gap:28px;align-items:center}
  .nav-links a{color:#CEE0FD;text-decoration:none;font-size:.92rem;font-weight:500}
  .nav-links a:hover{color:#fff}
  .nav-links .btn{padding:10px 20px;font-size:.9rem}
  @media(max-width:820px){.nav-links a:not(.btn){display:none}}

  /* ---------- hero ---------- */
  .hero{
    background:
      radial-gradient(1100px 500px at 85% -10%, rgba(93,194,104,.28), transparent 60%),
      radial-gradient(700px 420px at -10% 110%, rgba(60,133,248,.14), transparent 60%),
      var(--navy);
    color:#E8EFF6;padding:96px 0 88px;
  }
  .hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
  @media(max-width:900px){.hero-grid{grid-template-columns:1fr}}
  .hero h1{color:#fff}
  .hero h1 em{font-style:italic;color:#85D18E}
  .hero .lede{font-size:1.16rem;color:#CEE0FD;max-width:56ch;margin:22px 0 32px}
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
  .hero-note{margin-top:26px;font-size:.86rem;color:#9DC2FB}
  .hero-note strong{color:#CEE0FD}

  /* funnel — the signature */
  .funnel{position:relative;padding:8px 0}
  .funnel-stage{
    margin:0 auto 10px;border-radius:10px;padding:13px 18px;
    font-size:.86rem;font-weight:600;text-align:center;color:#fff;
    opacity:0;transform:translateY(10px);animation:rise .6s ease forwards;
  }
  .funnel-stage span{display:block;font-weight:400;font-size:.76rem;opacity:.75;margin-top:2px}
  .f1{width:100%;background:rgba(93,194,104,.9);animation-delay:.15s}
  .f2{width:82%;background:rgba(93,194,104,.55);animation-delay:.3s}
  .f3{width:64%;background:rgba(255,255,255,.14);animation-delay:.45s}
  .f4{width:46%;background:rgba(255,255,255,.10);animation-delay:.6s}
  .f5{width:30%;background:var(--gold);color:#fff;animation-delay:.75s}
  .f5 span{color:rgba(255,255,255,.8)}
  @keyframes rise{to{opacity:1;transform:translateY(0)}}
  .funnel-caption{font-size:.8rem;color:#9DC2FB;text-align:center;margin-top:14px}

  /* ---------- sections ---------- */
  section{padding:88px 0}
  .section-mist{background:var(--mist)}
  .section-navy{background:var(--navy);color:#CEE0FD}
  .section-navy h2,.section-navy h3{color:#fff}
  .kicker{max-width:64ch}

  /* two-col problem */
  .cols{display:grid;grid-template-columns:1fr 1fr;gap:44px;margin-top:34px}
  @media(max-width:860px){.cols{grid-template-columns:1fr}}
  .card{
    background:#fff;border:1px solid var(--line);border-radius:var(--radius);
    padding:30px 30px 24px;box-shadow:var(--shadow);
  }
  .card ul{list-style:none;margin-top:6px}
  .card li{padding:9px 0 9px 30px;position:relative;border-bottom:1px dashed var(--line);font-size:.97rem}
  .card li:last-child{border-bottom:0}
  .card li::before{content:'';position:absolute;left:0;top:15px;width:16px;height:16px;border-radius:50%;
    background:var(--green-tint);border:2px solid var(--green)}
  .card.exhausted li::before{background:#FBEFEF;border-color:#C05656}
  .card.exhausted li{color:var(--muted)}
  .card .card-tag{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;margin-bottom:10px;display:block}
  .card .tag-red{color:#C05656}
  .card .tag-green{color:var(--green-deep)}

  /* reframe stats */
  .stats{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
  @media(max-width:860px){.stats{grid-template-columns:1fr}}
  .stat{
    background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);
    border-radius:var(--radius);padding:26px;
  }
  .stat .num{font-family:'Sora',sans-serif;font-size:2.6rem;font-weight:600;color:#85D18E;line-height:1}
  .stat .lbl{font-size:.92rem;color:#CEE0FD;margin-top:10px}

  /* program grid */
  .prog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px}
  @media(max-width:960px){.prog-grid{grid-template-columns:repeat(2,1fr)}}
  @media(max-width:640px){.prog-grid{grid-template-columns:1fr}}
  .prog{
    background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;
    transition:transform .15s ease, box-shadow .15s ease;
  }
  .prog:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
  .prog .ico{
    width:44px;height:44px;border-radius:12px;background:var(--green-tint);
    display:flex;align-items:center;justify-content:center;margin-bottom:16px;
    font-size:1.25rem;
  }
  .prog p{font-size:.94rem;color:var(--muted);margin:0}

  /* how it works */
  .steps{counter-reset:step;margin-top:36px;display:grid;gap:0}
  .step{
    display:grid;grid-template-columns:64px 1fr;gap:20px;padding:26px 0;
    border-top:1px solid var(--line);counter-increment:step;
  }
  .step:last-child{border-bottom:1px solid var(--line)}
  .step::before{
    content:counter(step, decimal-leading-zero);
    font-family:'Sora',sans-serif;font-size:1.7rem;font-weight:600;color:var(--green);line-height:1.2;
  }
  .step p{margin:0;color:var(--muted);font-size:.97rem}
  .step h3{margin-bottom:4px}

  /* why finli */
  .why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px}
  @media(max-width:960px){.why-grid{grid-template-columns:repeat(2,1fr)}}
  @media(max-width:640px){.why-grid{grid-template-columns:1fr}}
  .why{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
  .why h3{font-size:1.08rem}
  .why p{font-size:.92rem;color:var(--muted);margin:0}


  /* case studies */
  .case-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:38px}
  @media(max-width:860px){.case-grid{grid-template-columns:1fr}}
  .case{
    background:#fff;border:1px solid var(--line);border-radius:var(--radius);
    padding:30px 28px;box-shadow:var(--shadow);display:flex;flex-direction:column;
  }
  .case .who{
    font-family:'Sora',sans-serif;font-size:1.25rem;font-weight:600;color:var(--navy);
    padding-bottom:14px;margin-bottom:16px;border-bottom:3px solid var(--green);
  }
  .case .what{font-size:.78rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--green-deep);margin-bottom:10px}
  .case p{font-size:.94rem;color:var(--muted);margin-bottom:14px}
  .case .outcome{
    margin-top:auto;background:var(--green-tint);border-radius:10px;padding:14px 16px;
    font-size:.88rem;color:var(--ink);
  }
  .case .outcome strong{color:var(--green-deep)}

  /* gated resources */
  .gate-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:38px}
  @media(max-width:860px){.gate-grid{grid-template-columns:1fr}}
  .gated{
    position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
    padding:34px 32px;box-shadow:var(--shadow);overflow:hidden;
  }
  .gated::before{content:'';position:absolute;inset:0 0 auto 0;height:5px;background:var(--green)}
  .gated.playbook::before{background:var(--gold)}
  .lock{
    display:inline-flex;align-items:center;gap:8px;font-size:.76rem;font-weight:700;
    letter-spacing:.12em;text-transform:uppercase;color:var(--muted);
    background:var(--mist);border:1px solid var(--line);border-radius:999px;padding:6px 14px;margin-bottom:16px;
  }
  .gated ul{list-style:none;margin:14px 0 22px}
  .gated li{padding:7px 0 7px 26px;position:relative;font-size:.94rem;color:var(--muted)}
  .gated li::before{content:'—';position:absolute;left:0;color:var(--green)}
  .gated.playbook li::before{color:var(--gold)}

  /* inquiry form */
  .form-shell{
    max-width:660px;margin:44px auto 0;background:#fff;border-radius:var(--radius);
    padding:40px;box-shadow:0 20px 50px rgba(0,0,0,.28);
  }
  .form-shell h3{font-size:1.4rem}
  .form-shell .sub{font-size:.95rem;color:var(--muted)}
  .fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}
  @media(max-width:640px){.fgrid{grid-template-columns:1fr}}
  .field{display:flex;flex-direction:column;gap:6px}
  .field.full{grid-column:1/-1}
  .field label{font-size:.82rem;font-weight:600;color:var(--navy)}
  .field input,.field select,.field textarea{
    font-family:'Sora';font-size:.95rem;padding:12px 14px;border:1.5px solid var(--line);
    border-radius:10px;background:#fff;color:var(--ink);
  }
  .field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(93,194,104,.15)}
  .form-foot{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:6px}
  .form-foot small{color:var(--muted);font-size:.78rem;max-width:34ch}
  .success{
    display:none;text-align:center;padding:26px 8px 6px;
  }
  .success.show{display:block}
  .success .check{
    width:64px;height:64px;border-radius:50%;background:var(--green-tint);color:var(--green-deep);
    display:flex;align-items:center;justify-content:center;font-size:1.8rem;margin:0 auto 18px;
  }
  .success .contact-line{margin-top:18px;font-size:.92rem;color:var(--muted)}

  /* footer */
  footer{background:var(--navy);color:#9DC2FB;padding:56px 0 40px;font-size:.88rem}
  .foot-grid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;align-items:flex-start}
  footer a{color:#CEE0FD;text-decoration:none}
  footer a:hover{color:#fff}
  .bcorp-img{height:72px;width:auto;display:block}
  .badges{display:flex;gap:14px;margin-top:16px;flex-wrap:wrap;align-items:center}
  section[id]{scroll-margin-top:84px}
  .badge{border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:5px 14px;font-size:.75rem;color:#CEE0FD}
  .foot-rule{border:0;border-top:1px solid rgba(255,255,255,.1);margin:36px 0 22px}


/* ── TOOL CALCULATOR STYLES (from original) ── */

:root{
  --b1:#2D6A4F; --b2:#52B788; --b3:#95D5B2; --b4:#D8F3DC;
  --g1:#D4943A; --g2:#E3B26B; --g3:#EFCF9F; --g4:#FFF3E0;
  --t1:#F4F8F5; --t2:#1A3F2A; --t3:#0C2818;
  --n1:#000000; --n2:#4D4D4D; --n3:#606E86; --n4:#A6A6A6; --n5:#F0F0F0; --w:#FFFFFF;
  --fr:#D32F2F; --fg:#2E7D32;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Inter',-apple-system,'Segoe UI',sans-serif;background:var(--t1);color:var(--n1);font-size:16px;line-height:1.55}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
a{color:var(--t2)}
.sitehead{background:var(--w);border-bottom:1px solid var(--n5);position:sticky;top:0;z-index:50}
.hd{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px}
.hd .logo img{height:30px;display:block}
nav.main{display:flex;gap:26px;align-items:center}
nav.main a{text-decoration:none;color:var(--n2);font-size:14.5px;font-weight:500;padding:6px 2px;border-bottom:2px solid transparent}
nav.main a:hover{color:var(--t2)}
nav.main a.active{color:var(--t2);border-bottom-color:var(--b1)}
.btn{display:inline-block;background:var(--b1);color:var(--w);border:none;border-radius:10px;padding:12px 22px;font-family:'Sora',sans-serif;font-size:14px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;cursor:pointer;text-decoration:none;transition:background .15s;text-align:center}
.btn:hover{background:var(--t2)}
.btn.sm{padding:10px 18px;font-size:13px}
.btn.ghost{background:transparent;color:var(--t2);border:1.5px solid var(--b4)}
.btn.ghost:hover{background:var(--t1)}
.hero{padding:52px 0 30px;text-align:center}
.hero .kicker{display:inline-block;background:var(--g4);color:var(--fg);font-size:13px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;padding:6px 14px;border-radius:999px;margin-bottom:18px}
.hero h1{font-size:40px;font-weight:600;color:var(--t3);line-height:1.2;letter-spacing:-.01em}
.hero p{color:var(--n3);max-width:660px;margin:14px auto 0;font-size:17px}
#hub{padding:26px 0 10px}
.hubgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.toolcard{background:var(--w);border:1px solid #E3EDFB;border-radius:16px;padding:24px 22px;cursor:pointer;transition:all .15s;display:flex;flex-direction:column;gap:8px;text-align:left}
.toolcard:hover{border-color:var(--b2);transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,47,149,.08)}
.toolcard .tag{font-size:11.5px;font-weight:500;letter-spacing:.07em;text-transform:uppercase;color:var(--b1)}
.toolcard h3{font-size:16.5px;font-weight:600;color:var(--t3);line-height:1.3}
.toolcard p{font-size:13px;color:var(--n3);flex:1}
.toolcard .go{font-size:13.5px;font-weight:500;color:var(--t2);margin-top:auto}
.toolnav{display:flex;align-items:center;gap:14px;margin:8px 0 22px;flex-wrap:wrap}
.back{background:none;border:none;font-family:'Sora',sans-serif;font-size:14px;font-weight:500;color:var(--t2);cursor:pointer;padding:8px 0}
.back:hover{text-decoration:underline}
.pills{display:flex;gap:8px;flex-wrap:wrap}
.pill{background:var(--w);border:1.5px solid var(--b4);color:var(--t2);border-radius:999px;padding:7px 14px;font-family:'Sora',sans-serif;font-size:12.5px;font-weight:500;cursor:pointer}
.pill:hover{border-color:var(--b2)}
.pill.on{background:var(--t3);border-color:var(--t3);color:var(--w)}
.panel{display:none;padding-bottom:8px}
.panel.on{display:block}
.grid{display:grid;grid-template-columns:minmax(340px,5fr) 7fr;gap:26px;align-items:start}
.card{background:var(--w);border:1px solid #E3EDFB;border-radius:18px;padding:30px}
.card h2{font-size:19px;font-weight:600;color:var(--t3);margin-bottom:4px}
.card .sub{font-size:13.5px;color:var(--n3);margin-bottom:22px}
.field{margin-bottom:16px}
.field label{display:block;font-size:13px;font-weight:500;color:var(--n2);margin-bottom:6px}
.inwrap{display:flex;align-items:center;background:var(--t1);border:1.5px solid var(--b4);border-radius:10px;overflow:hidden;transition:border-color .15s}
.inwrap:focus-within{border-color:var(--b1)}
.inwrap .unit{padding:0 12px;color:var(--n3);font-size:13.5px;background:var(--b4);align-self:stretch;display:flex;align-items:center;font-weight:500;white-space:nowrap}
.inwrap input,.inwrap select{flex:1;border:none;background:transparent;padding:11px 12px;font-family:'Sora',sans-serif;font-size:15.5px;font-weight:500;color:var(--n1);min-width:0}
.inwrap input:focus,.inwrap select:focus{outline:none}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.hint{font-size:12px;color:var(--n4);margin-top:5px}
.slider{width:100%;accent-color:var(--b1);margin-top:4px}
.results{background:var(--t3);border-radius:18px;padding:30px;color:var(--w)}
.verdict{border-radius:14px;padding:20px 22px;margin-bottom:22px}
.verdict.good{background:rgba(93,194,104,.16);border:1px solid rgba(93,194,104,.5)}
.verdict.warn{background:rgba(109,163,250,.14);border:1px solid rgba(109,163,250,.5)}
.verdict.bad{background:rgba(211,47,47,.18);border:1px solid rgba(211,47,47,.55)}
.verdict .big{font-size:32px;font-weight:600;line-height:1.15;letter-spacing:-.01em}
.verdict.good .big{color:var(--g2)}
.verdict.warn .big{color:var(--b3)}
.verdict.bad .big{color:#F09595}
.verdict .say{font-size:14.5px;color:var(--b4);margin-top:8px;line-height:1.55}
.rows{display:flex;flex-direction:column}
.row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:11px 2px;border-bottom:1px solid rgba(206,224,253,.18);font-size:14.5px}
.row:last-child{border-bottom:none}
.row .k{color:var(--b4)}
.row .v{font-weight:600;font-size:16px;white-space:nowrap}
.row .v.pos{color:var(--g2)}
.row .v.neg{color:#F09595}
.viz{margin:20px 0 4px}
.viz svg{width:100%;height:auto;display:block}
.ccbars{margin:22px 0 6px}
.ccrow{display:flex;align-items:center;gap:10px;margin-bottom:10px}
.ccrow .lab{width:118px;font-size:12.5px;color:var(--b4);flex-shrink:0}
.track{flex:1;height:26px;background:rgba(206,224,253,.12);border-radius:7px;overflow:hidden;display:flex}
.seg{height:100%;display:flex;align-items:center;justify-content:center;font-size:11.5px;font-weight:600;color:var(--t3);min-width:0;overflow:hidden;white-space:nowrap}
.seg.dio{background:var(--b3)}
.seg.dso{background:var(--b2);color:var(--w)}
.seg.dpo{background:var(--g2)}
.ccnet{margin-top:6px;font-size:12.5px;color:var(--b4)}
.after{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:26px}
.mail{background:var(--b4);border-radius:18px;padding:26px}
.mail h3,.tip h3{font-size:15.5px;font-weight:600;color:var(--t3);margin-bottom:8px}
.mail p,.tip p{font-size:13.5px;color:var(--n2);margin-bottom:14px;line-height:1.6}
.mailrow{display:flex;gap:10px}
.mailrow input{flex:1;border:1.5px solid var(--w);background:var(--w);border-radius:10px;padding:11px 14px;font-family:'Sora',sans-serif;font-size:14px;min-width:0}
.mailrow input:focus{outline:2px solid var(--b1)}
.check{display:flex;align-items:flex-start;gap:8px;margin-top:12px;font-size:12.5px;color:var(--n2)}
.check input{margin-top:3px;accent-color:var(--b1)}
.sent{display:none;margin-top:12px;font-size:13px;color:var(--fg);font-weight:500}
.tip{background:var(--g4);border-radius:18px;padding:26px}
.tip a{color:var(--t2);font-weight:500}
.items{margin-bottom:14px}
.itemrow{display:grid;grid-template-columns:1fr 64px 92px 30px;gap:8px;margin-bottom:8px;align-items:center}
.itemrow input{border:1.5px solid var(--b4);background:var(--t1);border-radius:8px;padding:9px 10px;font-family:'Sora',sans-serif;font-size:13.5px;min-width:0}
.itemrow input:focus{outline:none;border-color:var(--b1)}
.del{background:none;border:none;color:var(--n4);font-size:18px;cursor:pointer;line-height:1}
.del:hover{color:var(--fr)}
.addline{background:none;border:1.5px dashed var(--b3);color:var(--t2);width:100%;border-radius:8px;padding:9px;font-family:'Sora',sans-serif;font-size:13px;font-weight:500;cursor:pointer}
.addline:hover{background:var(--t1)}
.invwrap{background:var(--t3);border-radius:18px;padding:30px}
.invdoc{background:var(--w);border-radius:12px;overflow:hidden;color:var(--n1)}
.invtop{background:var(--t2);color:var(--w);padding:26px 30px;display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.invtop .biz{font-size:19px;font-weight:600}
.invtop .biz small{display:block;font-size:12px;font-weight:400;color:var(--b4);margin-top:4px}
.invtop .meta{text-align:right;font-size:12.5px;color:var(--b4)}
.invtop .meta strong{display:block;color:var(--w);font-size:16px;letter-spacing:.05em}
.invbody{padding:26px 30px}
.invparties{display:flex;justify-content:space-between;gap:18px;margin-bottom:22px;font-size:13px}
.invparties .h{font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--n3);margin-bottom:4px}
table.invtbl{width:100%;border-collapse:collapse;font-size:13.5px}
table.invtbl th{text-align:left;font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--n3);font-weight:500;padding:8px 6px;border-bottom:2px solid var(--b4)}
table.invtbl th:nth-child(2),table.invtbl td:nth-child(2){text-align:center}
table.invtbl th:nth-child(3),table.invtbl td:nth-child(3),table.invtbl th:nth-child(4),table.invtbl td:nth-child(4){text-align:right}
table.invtbl td{padding:10px 6px;border-bottom:1px solid var(--n5)}
.invtotals{margin-top:14px;margin-left:auto;width:min(260px,100%);font-size:14px}
.invtotals .tr{display:flex;justify-content:space-between;padding:6px 6px}
.invtotals .grand{border-top:2px solid var(--t2);font-weight:600;font-size:17px;color:var(--t2);margin-top:4px;padding-top:10px}
.invnotes{margin-top:20px;font-size:12.5px;color:var(--n3);border-top:1px solid var(--n5);padding-top:14px}
.invfoot{padding:14px 30px;background:var(--t1);font-size:11.5px;color:var(--n3);display:flex;justify-content:space-between;align-items:center}
.invactions{display:flex;gap:12px;margin-top:18px;flex-wrap:wrap}
.sitefoot{margin-top:64px;background:var(--w);border-top:1px solid var(--n5)}
.footcols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr;gap:32px;padding:44px 0 32px}
.footcols .brand img{height:26px;margin-bottom:14px}
.footcols .brand p{font-size:13px;color:var(--n3);max-width:260px;line-height:1.6}
.badges{display:flex;align-items:center;gap:14px;margin-top:16px}
.badges img{height:38px}
.badges span{font-size:11.5px;color:var(--n3);line-height:1.5}
.footcols h4{font-size:12px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--n3);margin-bottom:12px}
.footcols ul{list-style:none}
.footcols li{margin-bottom:9px}
.footcols a{text-decoration:none;color:var(--n2);font-size:13.5px}
.footcols a:hover{color:var(--t2)}
.legal{border-top:1px solid var(--n5);padding:18px 0 26px}
.legal .bar{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:12.5px;color:var(--n3);margin-bottom:10px}
.legal .bar a{color:var(--n3);text-decoration:none;margin-left:18px}
.legal .bar a:hover{color:var(--t2)}
.legal .disc{font-size:11.5px;color:var(--n4);max-width:900px;line-height:1.6}
@media(max-width:1000px){.hubgrid{grid-template-columns:repeat(2,1fr)}.footcols{grid-template-columns:1fr 1fr;row-gap:28px}.footcols .brand{grid-column:1/-1}}
@media(max-width:920px){.grid,.after{grid-template-columns:1fr}.hero h1{font-size:30px}}
@media(max-width:820px){.nav-links a:not(.btn){display:none}}
@media(max-width:560px){.hubgrid{grid-template-columns:1fr}.two{grid-template-columns:1fr}}
@media print{
  body *{visibility:hidden}
  #inv_doc,#inv_doc *{visibility:visible}
  #inv_doc{position:absolute;left:0;top:0;width:100%;border-radius:0}
}


/* ── FREE TOOLS PAGE ADDITIONS ── */
.tools-hero {
  background: var(--navy);
  color: #E8EFF6;
  padding: 72px 24px 56px;
  text-align: center;
}
.tools-hero .eyebrow {
  display: inline-block; font-size: .74rem; font-weight: 700;
  letter-spacing: .16em; text-transform: uppercase;
  background: var(--green-tint); color: var(--green-deep);
  padding: 6px 14px; border-radius: 999px; margin-bottom: 18px;
}
.tools-hero h1 {
  font-size: clamp(2rem, 4vw, 3rem); font-weight: 700;
  color: #fff; margin-bottom: 14px; line-height: 1.15;
}
.tools-hero p {
  font-size: 1.1rem; color: #CEE0FD;
  max-width: 600px; margin: 0 auto 24px;
}
.tools-hero-meta {
  display: flex; gap: 24px; justify-content: center;
  flex-wrap: wrap; font-size: .86rem; color: #9DC2FB;
}

.hub-section { padding: 56px 0 32px; }
.hub-section h2 { font-size: 1.6rem; font-weight: 700; margin-bottom: 8px; color: var(--navy); }
.hub-section .sub { font-size: 1rem; color: var(--muted); margin-bottom: 32px; max-width: 600px; }

/* Modal */
.modal-bg {
  display: none; position: fixed; inset: 0;
  background: rgba(12,40,24,.65); z-index: 500;
  align-items: center; justify-content: center; padding: 20px;
}
.modal-bg.open { display: flex; }
.modal-box {
  background: #fff; border-radius: 18px; width: 100%; max-width: 960px;
  max-height: 90vh; overflow-y: auto;
  box-shadow: 0 24px 80px rgba(12,40,24,.3);
  display: flex; flex-direction: column;
}
.modal-top {
  background: var(--navy); color: #fff;
  padding: 18px 24px; border-radius: 18px 18px 0 0;
  display: flex; align-items: center; justify-content: space-between;
  position: sticky; top: 0; z-index: 10;
}
.modal-tag { font-size: .72rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #9DC2FB; margin-bottom: 3px; }
.modal-title { font-size: 1.1rem; font-weight: 700; }
.modal-close {
  background: rgba(255,255,255,.15); border: none; color: #fff;
  width: 32px; height: 32px; border-radius: 50%; font-size: 20px;
  cursor: pointer; display: flex; align-items: center; justify-content: center;
  font-family: 'Sora', sans-serif; line-height: 1;
}
.modal-body {
  padding: 28px; flex: 1;
}
/* Make panel visible inside modal */
.modal-body .panel { display: block !important; }
.modal-footer {
  border-top: 1px solid var(--line);
  padding: 16px 24px;
  background: var(--mist);
  border-radius: 0 0 18px 18px;
}
.modal-footer-top {
  display: flex; align-items: flex-start; justify-content: space-between;
  flex-wrap: wrap; gap: 12px; margin-bottom: 12px;
}
.modal-footer h4 { font-size: .9rem; font-weight: 700; margin-bottom: 2px; color: var(--navy); }
.modal-footer p { font-size: .78rem; color: var(--muted); margin: 0; max-width: 480px; }
.embed-toggle { display: flex; gap: 8px; flex-shrink: 0; }
.embed-toggle-btn {
  background: var(--navy); color: #fff; border: none;
  border-radius: 6px; padding: 9px 16px; font-size: .78rem; font-weight: 600;
  cursor: pointer; font-family: 'Sora', sans-serif; transition: background .15s;
  white-space: nowrap;
}
.embed-toggle-btn:hover { background: var(--navy-2,#002F95); }
.embed-toggle-btn.copied { background: #25913B; }
.embed-code-block {
  background: #0D1117; border-radius: 10px;
  padding: 14px 18px; font-family: 'Courier New', monospace;
  font-size: .75rem; color: #E6EDF3; line-height: 1.8;
  overflow-x: auto; display: none; white-space: pre;
}
.embed-code-block.open { display: block; }
.embed-note { font-size: .72rem; color: var(--muted); margin-top: 8px; }
.powered { font-size: .75rem; color: var(--muted); text-align: center; padding-top: 12px; }
.powered a { color: var(--navy); font-weight: 600; text-decoration: none; }

/* Partners strip */
.partners-strip {
  background: var(--navy); color: #CEE0FD; padding: 64px 0; margin-top: 48px;
}
.partners-strip h2 {
  font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 700; color: #fff; margin-bottom: 10px;
}
.partners-strip .sub { font-size: 1rem; color: #9DC2FB; margin-bottom: 36px; max-width: 580px; }
.partners-grid {
  display: grid; grid-template-columns: repeat(5,1fr); gap: 16px; margin-bottom: 36px;
}
@media(max-width:900px){ .partners-grid{ grid-template-columns: repeat(3,1fr); } }
@media(max-width:540px){ .partners-grid{ grid-template-columns: 1fr 1fr; } }
.partner-card {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14);
  border-radius: 12px; padding: 20px 16px;
}
.partner-card .icon { font-size: 22px; margin-bottom: 8px; }
.partner-card h4 { font-size: .85rem; font-weight: 700; color: #fff; margin-bottom: 4px; }
.partner-card p { font-size: .75rem; color: #9DC2FB; margin: 0; line-height: 1.5; }

/* ── FREE TOOLS MOBILE ── */
@media(max-width:768px){
  .tools-hero { padding: 48px 20px 40px; }
  .tools-hero h1 { font-size: 1.8rem; }
  .tools-hero p { font-size: .95rem; }
  .tools-hero-meta { gap: 12px; font-size: .8rem; }
  .hub-section { padding: 36px 0 20px; }
  .hubgrid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .modal-box { border-radius: 12px; max-height: 95vh; }
  .modal-top { padding: 14px 16px; border-radius: 12px 12px 0 0; }
  .modal-body { padding: 16px; }
  .modal-footer { padding: 14px 16px; }
  .modal-footer-top { flex-direction: column; gap: 10px; }
  .embed-toggle { width: 100%; }
  .embed-toggle-btn { flex: 1; text-align: center; padding: 10px 12px; }
  .partners-strip { padding: 40px 0; }
  .partners-strip h2 { font-size: 1.3rem; }
  .partners-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
}
@media(max-width:480px){
  .hubgrid { grid-template-columns: 1fr; }
  .partners-grid { grid-template-columns: 1fr; }
  .tools-hero-meta { flex-direction: column; gap: 6px; }
}

  /* ---------- footer (4-col) ---------- */
  footer{background:var(--navy);color:#9DC2FB}
  .footgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:36px;padding:56px 24px 42px}
  .fbrand .frow1{display:flex;align-items:center;gap:10px;margin-bottom:14px}
  .fbrand p{font-size:.84rem;line-height:1.65;color:#9DC2FB;max-width:30ch;margin-bottom:20px}
  .fcol h4{font-size:.82rem;font-weight:700;color:#fff;margin-bottom:16px}
  .fcol a{display:block;color:#9DC2FB;text-decoration:none;font-size:.84rem;margin-bottom:10px;transition:color .15s}
  .fcol a:hover{color:#85D18E}
  .fbot{border-top:1px solid rgba(255,255,255,.12);padding:18px 24px;display:flex;
    justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;font-size:.76rem}
  .fbot a{color:#85D18E;text-decoration:none;font-weight:600}
  @media(max-width:900px){.fgrid{grid-template-columns:1fr 1fr;row-gap:30px}}
  @media(max-width:540px){.fgrid{grid-template-columns:1fr}.fbot{flex-direction:column;text-align:center}}


/* ── MODAL LAYOUT FIX ── */
.modal-box{max-width:1080px}
.modal-body .grid{grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:22px}
.modal-body .grid>*{min-width:0}
.modal-body .card,.modal-body .results,.modal-body .invwrap{min-width:0;padding:24px}
.modal-body table{width:100%}
.modal-body img{max-width:100%}
@media(max-width:940px){.modal-body .grid{grid-template-columns:1fr}}
@media(max-width:560px){.modal-body .two{grid-template-columns:1fr}}

/* modal hardening v2 */
.modal-body{overflow-x:hidden}
.modal-body input,.modal-body select,.modal-body textarea{max-width:100%;min-width:0;box-sizing:border-box;width:100%}
.modal-body .two{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.modal-body .two>*{min-width:0}
.modal-body .rows,.modal-body .results,.modal-body .viz{max-width:100%;overflow-x:auto}
.modal-body .invtbl{width:100%}
.modal-body .itemrow input{width:100%}
@media(max-width:1140px){.modal-body .grid{grid-template-columns:1fr}}

/* mobile pass */
img{max-width:100%;height:auto}
@media(max-width:768px){
  .wrap{padding:0 18px}
  .modal-bg{padding:8px}
  .modal-box{max-height:96vh;border-radius:12px}
  .modal-body{padding:14px}
  .modal-body .card,.modal-body .results,.modal-body .invwrap{padding:16px}
  .invtop{flex-wrap:wrap;padding:18px}
  .invparties{flex-direction:column}
}

/* ===== v5 FIX: newsletter opt-in layout =====================================
   Root cause: the modal-hardening rule `.modal-body input{width:100%}` (added
   for text/number fields) also matched the opt-in checkbox, stretching it into
   a flex item that squeezed the label into a narrow right-hand column.
   Checkboxes and radios are now excluded and the row is pinned properly. */
.modal-body input[type="checkbox"],
.modal-body input[type="radio"]{width:auto!important;flex:0 0 auto}
.mail .check{
  display:flex;align-items:flex-start;gap:10px;margin-top:14px;
  font-size:12.5px;line-height:1.5;color:var(--n2);cursor:pointer;
  text-align:left;width:100%;
}
.mail .check input[type="checkbox"]{
  width:16px!important;height:16px;min-width:16px;flex:0 0 16px;
  margin:2px 0 0;padding:0;accent-color:var(--b1);box-sizing:border-box;
}
.mail .check span{flex:1 1 auto;min-width:0}
.mailrow button{flex:0 0 auto;white-space:nowrap}
.mail .btn[disabled]{opacity:.6;cursor:default}
/* delivery failure message */
.senterr{display:none;margin-top:12px;font-size:13px;color:#B3261E;font-weight:500;line-height:1.5}
.senterr a{color:#B3261E;text-decoration:underline}


/* v7: file input must not blow out its grid column */
.filein{width:100%;max-width:100%;box-sizing:border-box;font-size:13px;padding:9px;
  border:1.5px solid var(--b3,#CEE0FD);border-radius:8px;background:var(--t1,#F4F9FE)}
.two{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.two>*{min-width:0}


/* v11: newsletter signup box */
.mailnote{font-size:11.5px;color:var(--n3);margin-top:10px;line-height:1.55}
.mail .sent{margin-top:12px}


  /* ===== v6: expanded tool set ===== */
  .hubfilter{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 20px}
  .hubfilter button{font-family:'Sora',sans-serif;font-size:13px;font-weight:500;padding:7px 14px;border-radius:999px;border:1.5px solid #E3EDFB;background:#fff;color:var(--navy);cursor:pointer}
  .hubfilter button.on{background:var(--navy);border-color:var(--navy);color:#fff}
  .toolcard.new .tag::after{content:'New';margin-left:8px;font-size:10px;letter-spacing:.06em;background:var(--green-tint);color:var(--green-deep);padding:2px 7px;border-radius:999px;font-weight:600}
  .gm4{grid-template-columns:minmax(0,1.6fr) minmax(0,.8fr) minmax(0,.8fr) minmax(0,.8fr)}
  .gmhead{display:grid;gap:8px;margin-bottom:6px;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--n3);font-weight:500}
  .gmbars{margin:4px 0 18px;display:flex;flex-direction:column;gap:9px}
  .gmbar{font-size:13px;color:var(--b4)}
  .gmbar .lab{display:flex;justify-content:space-between;gap:10px;margin-bottom:4px}
  .gmbar .lab b{color:#fff;font-weight:600}
  .gmbar .trk{height:10px;border-radius:6px;background:rgba(206,224,253,.15);overflow:hidden}
  .gmbar .fil{height:100%;border-radius:6px;background:var(--g2)}
  .funnel{display:flex;flex-direction:column;align-items:center;gap:6px;margin:4px 0 18px}
  .funnel .st{border-radius:8px;padding:9px 12px;text-align:center;font-size:13.5px;font-weight:600;color:var(--t3);background:var(--b3);min-width:150px;max-width:100%;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .funnel .st.s4{background:var(--g2)}
  .row .v .ok{color:var(--g2);font-weight:600;margin-left:6px}
  .row .v .flag{color:#F09595;font-weight:600;margin-left:6px}
  @media(max-width:560px){.gm4{grid-template-columns:1fr 1fr 1fr}.gm4 input[type=text]{grid-column:1/-1}.gmhead span:first-child{display:none}.itemrow.gm4{margin-bottom:14px}}


/* ---------- calculator pages: rail, groups, sliders, notes ---------- */
:root{--green-lt:#85D18E}
.page{max-width:1180px;margin:0 auto;padding:0 24px}
.crumbs{font-size:.82rem;color:var(--muted);padding:26px 0 6px}
.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--navy-2)}
.toolhead{padding:0 0 22px;max-width:62ch}
.toolhead h1{font-size:clamp(1.9rem,4vw,2.9rem);line-height:1.1;margin:6px 0 12px}
.toolhead .lede{font-size:1.06rem;color:var(--muted);margin:0}
.answer{background:var(--mist);border:1px solid #DCE8F8;border-left:4px solid var(--green);
  border-radius:12px;padding:18px 20px;margin:0 0 26px;max-width:78ch}
.answer b{display:block;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--green-deep);margin-bottom:7px}
.answer p{margin:0;color:var(--ink);font-size:1rem;line-height:1.6}

/* ---------- the tool: answer band + two-column body ---------- */
.tool{border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 12px 34px rgba(12,40,24,.07);background:#fff;margin:0 0 8px}
.aband{background:linear-gradient(118deg,var(--navy) 0%,var(--navy-2) 58%,var(--navy-3) 100%);color:#fff;padding:28px 30px}
.arow{display:grid;grid-template-columns:1.4fr 1fr;gap:34px;align-items:center}
.afig{display:grid;grid-template-columns:1fr 1fr;gap:20px 26px}
.afig .prime{grid-column:1/-1}
.alab{font-size:.78rem;font-weight:600;color:rgba(255,255,255,.72);margin-bottom:5px}
.aband .big{font-size:clamp(2rem,4.6vw,3.1rem);font-weight:700;line-height:1;letter-spacing:-.03em;color:#fff;font-variant-numeric:tabular-nums}
.aband .verdict{background:none!important;border:0!important;border-radius:0;padding:0;margin:0}
.aband .verdict.good .big{color:var(--green-lt)}
.aband .verdict.bad .big{color:#FFB4A8}
.aband .verdict.warn .big{color:#FFD79A}
.aband .afv>span{font-size:1.5rem;font-weight:600;line-height:1.15;color:#fff;
  font-variant-numeric:tabular-nums;display:block}
.aband .afv>span.pos{color:var(--green-lt)}
.aband .afv>span.neg{color:#FFB4A8}
.aband .say{margin-top:0;border-left:1px solid rgba(255,255,255,.2);padding-left:32px;margin:0;font-size:.95rem;line-height:1.6;color:rgba(255,255,255,.88)}
.tbody{display:grid;grid-template-columns:1.32fr 1fr}
.inputs{padding:24px 30px 28px;border-right:1px solid var(--line);min-width:0}
.mathcol{padding:24px 28px 28px;background:var(--mist);min-width:0}
.mstick{position:sticky;top:86px}
/* channel tabs */
.chlab{font-size:.8rem;font-weight:600;color:var(--muted);margin-bottom:8px}
.tabs{display:grid;gap:4px;background:var(--mist);border:1px solid var(--line);border-radius:999px;padding:4px;margin-bottom:22px}
.tabs button{font:inherit;font-size:.92rem;font-weight:600;color:var(--muted);background:transparent;border:0;border-radius:999px;padding:9px 6px;cursor:pointer}
.tabs button:hover{color:var(--navy)}
.tabs button[aria-selected="true"]{background:var(--navy);color:#fff}
.tabs button:focus-visible{outline:2.5px solid var(--gold);outline-offset:2px}
.vis-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* field bands */
.tool .tg{margin-bottom:20px;border:0}
.tool .tg>summary{list-style:none;display:flex;align-items:center;gap:12px;font-size:.84rem;font-weight:700;
  color:var(--navy);margin-bottom:13px;padding:0;cursor:default}
.tool .tg>summary::-webkit-details-marker{display:none}
.tool .tg>summary::after{content:"";flex:1;height:1px;background:var(--line);margin:0}
.tool .tg-body{padding:0}
.tool .grid2{display:grid;grid-template-columns:1fr 1fr;gap:15px 18px;align-items:start}
.tool .grid2>.f-full{grid-column:1/-1}
.tool .field{margin:0;min-width:0}
.tool .two{display:contents}
.tool label{display:block;font-size:.87rem;font-weight:500;color:var(--ink);margin-bottom:6px;line-height:1.35}
.help{width:16px;height:16px;border-radius:50%;border:0;background:#DCE6F3;color:var(--navy-2);
  font-size:.66rem;font-weight:700;line-height:1;cursor:pointer;margin-left:5px;vertical-align:1px}
.help:hover,.help:focus-visible{background:var(--navy-2);color:#fff}
.tf-hint{margin:0 0 7px;font-size:.78rem;line-height:1.5;color:#4A5160;background:var(--mist);border-radius:9px;padding:8px 10px}
.tool .inwrap{display:flex;align-items:center;width:100%;min-width:0;border:1.5px solid var(--line);border-radius:10px;background:#fff}
.tool .inwrap:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px rgba(60,133,248,.14)}
.tool .inwrap .unit{font-size:.9rem;font-weight:600;color:var(--muted);background:none;border:0;padding:0 2px 0 12px;align-self:center;display:flex;align-items:center}
.tool .inwrap input+.unit,.tool .inwrap select+.unit{padding:0 12px 0 2px}
.tool .inwrap input,.tool .inwrap select{flex:1;min-width:0;font:inherit;font-size:1rem;font-weight:600;color:var(--navy);
  border:0;background:transparent;padding:10px 12px;outline:none;font-variant-numeric:tabular-nums}
.tool .inwrap input::-webkit-outer-spin-button,.tool .inwrap input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.tool .inwrap input[type=number]{-moz-appearance:textfield}
.tool .inwrap span+input{padding-left:2px}
.ctl{display:flex;align-items:center;gap:18px}
.ctl .inwrap{width:158px;flex:none}
.ctl .tf-range{margin-top:0;flex:1}
input[type=range].tf-range{-webkit-appearance:none;appearance:none;width:100%;height:14px;background:transparent;
  margin-top:7px;cursor:pointer;display:block;border:0;padding:0}
.tf-range::-webkit-slider-runnable-track{height:3px;border-radius:2px;background:var(--line)}
.tf-range::-moz-range-track{height:3px;border-radius:2px;background:var(--line)}
.tf-range::-webkit-slider-thumb{-webkit-appearance:none;width:13px;height:13px;border-radius:50%;background:var(--green);
  border:2px solid #fff;box-shadow:0 1px 3px rgba(0,0,0,.22);margin-top:-5px}
.tf-range::-moz-range-thumb{width:13px;height:13px;border-radius:50%;background:var(--green);border:2px solid #fff;
  box-shadow:0 1px 3px rgba(0,0,0,.22)}
.tf-range:focus-visible{outline:2.5px solid var(--gold);outline-offset:3px;border-radius:4px}
.tool .hint{font-size:.8rem;color:var(--muted);line-height:1.5;margin:7px 0 0}
.toolfoot{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;
  border-top:1px solid var(--line);margin-top:2px;padding-top:15px}
.tool-reset{font:inherit;font-size:.86rem;font-weight:600;color:var(--muted);background:none;border:0;cursor:pointer;padding:0}
.tool-reset:hover{color:var(--navy);text-decoration:underline}
.embedlink{font-size:.86rem;font-weight:600;color:var(--green-deep);text-decoration:none}
.embedlink:hover{text-decoration:underline}
/* math column */
.mathcol h3{font-size:.84rem;font-weight:700;color:var(--navy);margin:0 0 13px;display:flex;align-items:center;gap:12px}
.mathcol h3::after{content:"";flex:1;height:1px;background:#D9E6F6}
.tool .rows{margin:0 0 20px}
.tool .row{display:flex;align-items:baseline;justify-content:space-between;gap:14px;padding:9px 0;
  border-bottom:1px solid #E2ECF8;font-size:.89rem;background:none}
.tool .row .k{color:var(--muted);font-weight:400}
.tool .row .v{font-weight:600;color:var(--navy);white-space:nowrap;font-variant-numeric:tabular-nums}
.tool .row .v.neg{color:#C2401F} .tool .row .v.pos{color:var(--green-deep)}
.tool .row:last-child{border-bottom:0}
.tool .row.total{border-bottom:0;border-top:1.5px solid var(--navy);margin-top:4px;padding-top:12px;font-size:.97rem}
.tool .row.total .k{color:var(--navy);font-weight:600}
.tool .row.total .v{font-size:1.1rem}
/* the card's own sub-headings, carried through from the original */
.tool .tg-body>.hint{font-size:.82rem;font-weight:600;color:var(--navy-2);margin:0 0 10px}
.tool>.inputs>.hint,.inputs>.hint{font-size:.82rem;font-weight:600;color:var(--navy-2);margin:16px 0 10px}
.bar{margin-bottom:12px}
.bar .bl{display:flex;justify-content:space-between;gap:10px;font-size:.79rem;color:var(--muted);margin-bottom:5px}
.bar .bl b{color:var(--navy);font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.bar .bl b.neg{color:#C2401F} .bar .bl b.pos{color:var(--green-deep)}
.track{height:10px;border-radius:6px;background:#E2ECF8;overflow:hidden}
.fill{height:100%;border-radius:6px;transition:width .22s ease;width:0}
.fill.a{background:var(--navy-3)} .fill.b{background:var(--green)}
/* the original viz blocks were built for a dark panel; relight them */
.mathcol .viz{margin:2px 0 16px}
.mathcol .viz svg text{fill:var(--muted)}
.mathcol .viz svg text[fill="#F09595"]{fill:#C2401F}
.mathcol .viz svg polyline{stroke:var(--navy-2)}
.mathcol .viz svg line{stroke:#C3D5EC}
.mathcol .gmbars{margin:2px 0 16px}
.mathcol .gmbar{color:var(--muted)}
.mathcol .gmbar .lab b{color:var(--navy)}
.mathcol .gmbar .trk{background:#E2ECF8}
.mathcol .gmbar .fil{background:var(--green)}
.mathcol .funnel{margin:2px 0 16px}
.mathcol .funnel .st{background:var(--navy-2);color:#fff}
.mathcol .funnel .st.s4{background:var(--green);color:#fff}
.mathcol .funnel-caption{color:var(--muted)}
.mathcol .legacy .results{border-radius:14px}
/* the free-tools stylesheet redefines .btn after the site's; restore the brand pills */
.btn-green,.btn-navy,.btn-ghost{border-radius:999px;text-transform:none;letter-spacing:0;
  font-size:1rem;font-weight:600;padding:14px 26px;transition:transform .15s ease,box-shadow .15s ease}
.btn-green{background:var(--green);color:#fff}
.btn-green:hover{background:var(--green);transform:translateY(-2px);box-shadow:0 8px 20px rgba(93,194,104,.35)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy);transform:translateY(-2px);box-shadow:0 8px 20px rgba(12,40,24,.3)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.45)}
.nav-links .btn-green,.nav-links .btn-navy{padding:10px 20px;font-size:.9rem}

/* ---------- industry guides ---------- */
.gfam{margin:0 0 34px}
.gfam:first-of-type{margin-top:-6px}
.gfam>h2{font-size:1.18rem;margin:0 0 4px}
.gfam>p{color:var(--muted);font-size:.93rem;margin:0 0 14px;max-width:72ch}
.ghead{background:linear-gradient(118deg,var(--navy) 0%,var(--navy-2) 58%,var(--navy-3) 100%);
  color:#fff;border-radius:18px;padding:30px 32px;margin:0 0 30px}
.ghead .eyebrow{color:var(--green-lt);margin-bottom:10px}
.ghead h1{color:#fff;margin:0 0 12px;font-size:clamp(1.8rem,3.6vw,2.6rem)}
.ghead p{color:rgba(255,255,255,.88);margin:0;max-width:62ch;font-size:1.02rem}
.gsec{padding:0 0 34px;max-width:980px}
.gsec>h2{font-size:1.3rem;margin:0 0 6px}
.gsec>.gsub{color:var(--muted);font-size:.92rem;margin:0 0 16px;max-width:70ch}
.needs{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px}
.need{background:#fff;border:1px solid var(--line);border-left:3px solid var(--green);border-radius:12px;padding:17px 19px}
.need b{display:block;color:var(--navy);font-size:1rem;margin-bottom:6px}
.need span{display:block;color:#4A5160;font-size:.9rem;line-height:1.55}
.flow{counter-reset:fl;display:grid;gap:0;border-left:2px solid #DCE8F8;margin-left:9px}
.flow li{list-style:none;counter-increment:fl;position:relative;padding:0 0 20px 26px}
.flow li:last-child{padding-bottom:0}
.flow li::before{content:counter(fl);position:absolute;left:-13px;top:0;width:24px;height:24px;border-radius:50%;
  background:var(--navy);color:#fff;font-size:.74rem;font-weight:700;display:grid;place-items:center}
.flow b{display:block;color:var(--navy);font-size:.97rem;margin-bottom:3px}
.flow span{display:block;color:#4A5160;font-size:.9rem;line-height:1.55}
.starters{margin:0;padding:0;list-style:none;max-width:70ch}
.starters li{border-top:1px solid var(--line);padding:14px 0 14px 30px;position:relative;color:var(--navy);
  font-size:1.02rem;font-weight:500;line-height:1.5}
.starters li::before{content:"“";position:absolute;left:0;top:12px;font-size:1.9rem;line-height:1;
  color:var(--green);font-family:Georgia,serif}
.ginst{background:var(--mist);border:1px solid #DCE8F8;border-radius:14px;padding:22px 24px}
.ginst p{margin:0 0 14px;color:#39414F;line-height:1.6}
.ginst h4{font-size:.8rem;font-weight:700;color:var(--navy);margin:0 0 9px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:0}
.chips span{background:#fff;border:1px solid #CFE0F4;color:var(--navy-2);border-radius:999px;
  padding:6px 14px;font-size:.85rem;font-weight:500}
.gnote{font-size:.85rem;color:var(--muted);line-height:1.55;margin:14px 0 0;border-top:1px solid #DCE8F8;padding-top:13px}
.gcta{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:6px}
@media(max-width:620px){.ghead{padding:24px 20px}.gsec{padding-bottom:28px}}
.toolbar{display:flex;gap:8px;justify-content:flex-end;margin:0 0 12px}
.toolbar button{font:inherit;font-size:.82rem;font-weight:500;color:var(--muted);background:#fff;
  border:1px solid var(--line);border-radius:999px;padding:7px 15px;cursor:pointer}
.toolbar button:hover{color:var(--navy-2);border-color:var(--navy-2)}

.sec{padding:40px 0 0;max-width:78ch}
.sec h2{font-size:1.35rem;margin:0 0 10px}
.sec h3{font-size:1.06rem;margin:24px 0 6px}
.sec p{color:#4A5160;margin:0 0 12px}
.faq details{border-top:1px solid var(--line);padding:14px 0}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none;display:flex;gap:12px;align-items:flex-start}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";margin-left:auto;color:var(--muted);font-weight:400;font-size:1.2rem;line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq p{margin:10px 0 0;color:#4A5160}
.rel{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin-top:14px}
.rel a{display:flex;gap:11px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:15px;text-decoration:none;color:inherit}
.rel a:hover{border-color:var(--navy-2);box-shadow:0 6px 18px -12px rgba(12,40,24,.4)}
.rel .ic{width:20px;height:20px;color:var(--navy-2);flex:none;margin-top:2px}
.rel b{display:block;font-size:.95rem;color:var(--navy)}
.rel span{display:block;font-size:.84rem;color:var(--muted);margin-top:3px;line-height:1.45}
.foot2{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:18px;margin:44px 0 0}
.foot2>div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px}
.foot2 h3{margin:0 0 6px;font-size:1.02rem}
.foot2 p{margin:0 0 13px;font-size:.88rem;color:var(--muted);line-height:1.55}
.foot2 .row{display:flex;gap:9px}
.foot2 input{flex:1;min-width:0;font:inherit;font-size:.9rem;padding:10px 12px;border:1px solid var(--line);border-radius:9px}
.foot2 button{font:inherit;font-size:.86rem;font-weight:600;border:0;border-radius:9px;padding:10px 16px;
  background:var(--navy-2);color:#fff;cursor:pointer;white-space:nowrap}
.foot2 code{display:block;background:var(--mist);border:1px solid #DCE8F8;border-radius:9px;padding:12px 13px;
  font-size:.72rem;line-height:1.6;color:#3B4456;margin-bottom:12px;white-space:pre;overflow:auto;max-height:230px;
  font-family:ui-monospace,SFMono-Regular,Menlo,monospace;-webkit-overflow-scrolling:touch}

/* the embed customizer */
.embedbox .ecfg{display:grid;grid-template-columns:1fr 1fr;gap:11px 14px;margin:0 0 14px}
.embedbox .ecfg label{display:flex;flex-direction:column;gap:5px;font-size:.78rem;font-weight:500;color:#4A5160}
.embedbox .ecfg label.wide{grid-column:1/-1}
.embedbox .ecfg label.chk{grid-column:1/-1;flex-direction:row;align-items:center;gap:9px;font-weight:400;
  color:var(--muted);font-size:.8rem}
.embedbox .ecfg input[type=text]{font:inherit;font-size:.85rem;padding:8px 11px;border:1px solid var(--line);
  border-radius:9px;background:#fff;color:var(--ink);width:100%;min-width:0}
.embedbox .ecfg input[type=text]:focus{outline:none;border-color:var(--navy-2);box-shadow:0 0 0 3px rgba(0,47,149,.12)}
.embedbox .ecfg input[type=checkbox]{width:17px;height:17px;accent-color:var(--navy-2);flex:none}
.embedbox .swatchrow{display:flex;align-items:center;gap:8px}
.embedbox .swatchrow input[type=color]{-webkit-appearance:none;appearance:none;width:36px;height:36px;flex:none;
  border:1px solid var(--line);border-radius:9px;background:none;padding:3px;cursor:pointer}
.embedbox .swatchrow input[type=color]::-webkit-color-swatch{border:0;border-radius:6px}
.embedbox .swatchrow input[type=color]::-moz-color-swatch{border:0;border-radius:6px}
.embedbox .swatchrow input[type=text]{flex:1;min-width:0;font-family:ui-monospace,SFMono-Regular,Menlo,monospace}
.embedbox .erow{display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.embedbox .epreview{font-size:.86rem;font-weight:600;color:var(--navy-2);text-decoration:none}
.embedbox .epreview:hover{text-decoration:underline}
@media(max-width:700px){.embedbox .ecfg{grid-template-columns:1fr}.embedbox .erow{flex-direction:column;align-items:stretch}
  .embedbox .erow button{width:100%}.embedbox .epreview{text-align:center}}
.disc{margin:34px 0 60px;font-size:.82rem;color:var(--muted);line-height:1.6;max-width:78ch}

/* library index */
.libfilter{display:flex;flex-wrap:wrap;gap:9px;margin:0 0 26px}
.libfilter button{font:inherit;font-size:.88rem;font-weight:500;color:var(--muted);background:#fff;
  border:1px solid var(--line);border-radius:99px;padding:8px 17px;cursor:pointer}
.libfilter button.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.libgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:16px;margin-bottom:56px}
.libcard{display:flex;flex-direction:column;gap:9px;background:#fff;border:1px solid var(--line);border-radius:14px;
  padding:20px;text-decoration:none;color:inherit}
.libcard:hover{border-color:var(--navy-2);box-shadow:0 10px 26px -18px rgba(12,40,24,.5)}
.libcard .ic{width:22px;height:22px;color:var(--navy-2)}
.libcard .tag{font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--green-deep)}
.libcard b{font-size:1.04rem;color:var(--navy);line-height:1.3}
.libcard span{font-size:.88rem;color:var(--muted);line-height:1.5}
.libcard em{font-style:normal;margin-top:auto;padding-top:8px;font-size:.86rem;font-weight:600;color:var(--navy-2)}

@media (max-width:980px){
  .tbody{grid-template-columns:minmax(0,1fr)}
  .inputs{border-right:0;border-bottom:1px solid var(--line)}
  .mstick{position:static}
  .arow{grid-template-columns:minmax(0,1fr);gap:20px}
  .aband .say{border-left:0;border-top:1px solid rgba(255,255,255,.2);padding-left:0;padding-top:18px}
  .foot2{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:620px){
  .aband{padding:20px}.inputs,.mathcol{padding:20px}
  .tool .grid2{grid-template-columns:minmax(0,1fr)}
  .ctl{display:block}.ctl .inwrap{width:100%}.ctl .tf-range{margin-top:7px}
  .afig{grid-template-columns:minmax(0,1fr);gap:16px}
  .tabs{grid-template-columns:minmax(0,1fr)!important;border-radius:12px}.tabs button{border-radius:8px}
}
@media print{header,footer,.toolbar,.foot2,.libfilter,.crumbs,.sec,.disc{display:none!important}.tool{grid-template-columns:250px 1fr}}


/* ============ mobile and tablet, applied to every page ============ */
*,*::before,*::after{box-sizing:border-box}
img,svg,video,table{max-width:100%}

/* the original CSS hid every nav link below 820px and gave nothing back */
.navtoggle{display:none;background:transparent;border:1px solid rgba(255,255,255,.3);border-radius:9px;
  width:42px;height:38px;cursor:pointer;align-items:center;justify-content:center;flex:none;margin-left:auto}
.navtoggle span{display:block;width:18px;height:2px;background:#fff;border-radius:2px;position:relative}
.navtoggle span::before,.navtoggle span::after{content:"";position:absolute;left:0;width:18px;height:2px;
  background:#fff;border-radius:2px}
.navtoggle span::before{top:-6px}.navtoggle span::after{top:6px}

@media(max-width:900px){
  .navtoggle{display:inline-flex}
  .nav{flex-wrap:wrap;height:auto;padding-top:10px;padding-bottom:10px;gap:10px}
  .nav-links{display:none;order:3;width:100%;flex-direction:column;align-items:stretch;gap:0;
    border-top:1px solid rgba(255,255,255,.16);margin-top:4px;padding-top:6px}
  .nav-links.open{display:flex}
  .nav-links a:not(.btn){display:block;padding:12px 2px;font-size:1rem;border-bottom:1px solid rgba(255,255,255,.08)}
  .nav-links .btn{margin:12px 0 6px;text-align:center}
}

/* footer never collapsed */
@media(max-width:900px){.footgrid{grid-template-columns:1fr 1fr;gap:28px;padding:44px 22px 34px}}
@media(max-width:560px){.footgrid{grid-template-columns:1fr;gap:22px}}

/* any two-up form row stacks, and nothing is allowed to set its own width */
@media(max-width:760px){
  .two,.grid,.gridtwo{grid-template-columns:minmax(0,1fr)!important}
  .field,.inwrap,.field input,.field select,.field textarea{max-width:100%;min-width:0;width:100%}
  .wrap,.page{padding-left:18px;padding-right:18px}
}

/* calculators: a tablet gets two columns of fields, a phone gets one */
@media(min-width:701px) and (max-width:1100px){
  .tool-rail .tg-body{display:grid;grid-template-columns:1fr 1fr;gap:0 20px;align-items:start}
  .tool-rail .tg-body>.tf{padding:11px 0}
  .tool-rail .tg-body>.two{display:contents}
}
@media(max-width:1100px){.tool{grid-template-columns:minmax(0,1fr)}.tool-rail{position:static}}
@media(max-width:700px){
  .tool-rail .tg-body{display:block}
  .results{padding:20px!important;border-radius:14px}
  .toolhead h1{font-size:clamp(1.6rem,7vw,2.1rem)}
  .answer{padding:15px 16px}
  .rows .row,.row{font-size:.92rem}
  .foot2{grid-template-columns:minmax(0,1fr)}
  .foot2 .row{flex-direction:column}
  .foot2 button{width:100%}
  .libgrid{grid-template-columns:minmax(0,1fr)}
  .libfilter{gap:7px}
  .libfilter button{font-size:.84rem;padding:7px 13px}
  .crumbs{padding-top:18px}
}
/* a finger needs more than 16px */
@media(hover:none){
  .help{width:24px;height:24px;font-size:.78rem}
  .tool-rail input[type=range].tf-range{height:5px;margin-top:13px}
  .tool-rail input[type=range].tf-range::-webkit-slider-thumb{width:24px;height:24px}
  .tool-rail input[type=range].tf-range::-moz-range-thumb{width:24px;height:24px}
  .tg>summary{padding-top:15px;padding-bottom:15px}
  .faq summary{padding:4px 0}
}
/* wide data tables scroll instead of pushing the page sideways */
@media(max-width:760px){
  .rows,.results,.invwrap,.viz{overflow-x:auto;-webkit-overflow-scrolling:touch}
  .itemrow,.gmhead{min-width:420px}
  .items,.gmwrap{overflow-x:auto}
}

body,input,select,textarea,button,p,label{font-family:'Inter',system-ui,sans-serif}

.mathcol,.mstick,.invwrap,.invdoc{min-width:0}
.invdoc{container-type:inline-size}
table.invtbl td:nth-child(n+2),table.invtbl th:nth-child(n+2){white-space:nowrap}
table.invtbl td:first-child{overflow-wrap:anywhere}
@container (max-width:600px){
  .invtop{flex-direction:column;gap:10px;padding:20px}
  .invtop .meta{text-align:left}
  .invbody{padding:20px 18px}
  .invparties{flex-direction:column;gap:12px}
  .invparties>*{text-align:left!important}
  table.invtbl{font-size:12.5px}
  table.invtbl th{letter-spacing:.03em;font-size:10px;padding:6px 4px}
  table.invtbl td{padding:8px 4px}
  .invfoot{padding:12px 18px;flex-wrap:wrap;gap:6px}
}
@media (max-width:1100px){.invwrap{padding:18px}}