How to use the debt consolidation calculator

What it does: Compare what your current debts cost against one consolidation loan, fees included, before you refinance.

When to use it: Use it before you apply for or accept a loan or line of credit, so you know the real cost and monthly payment.

Start with the example numbers to see how it works.
Replace them with your own figures from your bank statements, invoices, or bookkeeping. Estimates are fine.
Read the plain-language result at the top, then change one number at a time to see what moves it most.

The calculator is free, needs no account, and doesn't store what you type.

Debt consolidation calculator